Cool, I guess one of our (;)) massi is working for this dept. I guess
we (i mean me or viplav) can get some info in this regard.
I don't know why i didn't think of this earlier.
I'll get some concrete info by tomorrow.
~Neet
--- In Shimlahangout@..., "Viplav Khoda" <viplav@...> wrote:
>
> Found something, maybe helpful
>
>
> *H.P. State Council for Child Welfare*
>
> Mini Secretariat, Shimla,
>
> Himachal Pradesh - 171 002
>
> Tel. : 0177-2622921 (O), 2670797 (R)
>
>
>
> On Tue, Nov 4, 2008 at 4:42 PM, Varun Rattan Singh
> <varun.ratan@...>wrote:
>
> > Hi
> >
> > A friend of mine is looking for some information on Child Welfare
> > Committees. It will help if somebody in the group can guide us on
> > that,
> >
> > with regards
> > Varun
> >
> > Hi Varun,
> >
> > Can you pls find out and tell me the contact address and details of
> > all Child Welfare Committees (CWCs) in Himachal Pradesh?
> >
> > CWCs are constituted in each district according to Juvenile Justice
> > Act for decision making on cases of children in need of care and
> > protection.
> >
> > Any organization working with children should be able to give this
info.
> >
> > I'm hopeful you can help me find out the above addresses.
> >
> > Thanks
> >
> > Anjali
> >
> > No virus found in this outgoing message.
> > Checked by AVG.
> > Version: 7.5.549 / Virus Database: 270.8.5/1763 - Release Date:
> > 11/2/2008 7:08 PM
> >
> > --
> > Varun Rattan Singh
> > +91 98160 76772
> >
> > I went into the woods because I wanted to live deliberately. I wanted
> > to live deep and suck out all the marrow of life... to put to rout all
> > that was not life; and not, when I came to die, discover that I had
> > not lived. - Henry David Thoreau
> >
> > To know me better follow this trail http://www.himvani.com/maverick
> >
> >
>
On Tue, Nov 4, 2008 at 4:42 PM, Varun Rattan Singh <varun.ratan@...> wrote:
Hi
A friend of mine is looking for some information on Child Welfare
Committees. It will help if somebody in the group can guide us on
that,
with regards
Varun
Hi Varun,
Can you pls find out and tell me the contact address and details of
all Child Welfare Committees (CWCs) in Himachal Pradesh?
CWCs are constituted in each district according to Juvenile Justice
Act for decision making on cases of children in need of care and
protection.
Any organization working with children should be able to give this info.
I'm hopeful you can help me find out the above addresses.
Thanks
Anjali
No virus found in this outgoing message.
Checked by AVG.
Version: 7.5.549 / Virus Database: 270.8.5/1763 - Release Date:
11/2/2008 7:08 PM
--
Varun Rattan Singh
+91 98160 76772
I went into the woods because I wanted to live deliberately. I wanted
to live deep and suck out all the marrow of life... to put to rout all
that was not life; and not, when I came to die, discover that I had
not lived. - Henry David Thoreau
i also want to work for childrens at anywhere in india
if u have any requirement
pl let me know about that
thanx
--- On Tue, 4/11/08, n_khoda <no_reply@...> wrote:
From: n_khoda <no_reply@...> Subject: Shimla - Newsletter Re: any idea about Child welfare committees To: Shimlahangout@... Date: Tuesday, 4 November, 2008, 8:49 AM
Good you brought this up, if you get any lead, please let me know. I know of someone who's willing to work in this direction esp, in Kotkhai-jubbal area. ~Neetika
--- In Shimlahangout@ yahoogroups. co.in, "Varun Rattan Singh" <varun.ratan@ ...> wrote: > > Hi > > A friend of mine is looking for some information on Child Welfare > Committees. It will help if somebody in the group can guide us on > that, > > with regards > Varun > > > Hi Varun, > > > > Can you pls find out and tell me the contact address and details of > all Child Welfare Committees (CWCs) in Himachal Pradesh? > > > > CWCs are constituted in each district according to Juvenile Justice > Act for decision making on cases of children in need of
care and > protection. > > Any organization working with children should be able to give this info. > > > > I'm hopeful you can help me find out the above addresses. > > > > Thanks > > Anjali > > No virus found in this outgoing message. > Checked by AVG. > Version: 7.5.549 / Virus Database: 270.8.5/1763 - Release Date: > 11/2/2008 7:08 PM > > > > -- > Varun Rattan Singh > +91 98160 76772 > > I went into the woods because I wanted to live deliberately. I wanted > to live deep and suck out all the marrow of life... to put to rout all > that was not life; and not, when I came to die, discover that I had > not lived. - Henry David Thoreau > > To know me better follow this trail http://www.himvani. com/maverick >
"Your expectations opens or closes the doors of your supply, If you expect grand things, and work honestly for them, they will come to you, your supply will correspond with your expectation."
Good you brought this up, if you get any lead, please let me know. I
know of someone who's willing to work in this direction esp, in
Kotkhai-jubbal area.
~Neetika
--- In Shimlahangout@..., "Varun Rattan Singh"
<varun.ratan@...> wrote:
>
> Hi
>
> A friend of mine is looking for some information on Child Welfare
> Committees. It will help if somebody in the group can guide us on
> that,
>
> with regards
> Varun
>
>
> Hi Varun,
>
>
>
> Can you pls find out and tell me the contact address and details of
> all Child Welfare Committees (CWCs) in Himachal Pradesh?
>
>
>
> CWCs are constituted in each district according to Juvenile Justice
> Act for decision making on cases of children in need of care and
> protection.
>
> Any organization working with children should be able to give this info.
>
>
>
> I'm hopeful you can help me find out the above addresses.
>
>
>
> Thanks
>
> Anjali
>
> No virus found in this outgoing message.
> Checked by AVG.
> Version: 7.5.549 / Virus Database: 270.8.5/1763 - Release Date:
> 11/2/2008 7:08 PM
>
>
>
> --
> Varun Rattan Singh
> +91 98160 76772
>
> I went into the woods because I wanted to live deliberately. I wanted
> to live deep and suck out all the marrow of life... to put to rout all
> that was not life; and not, when I came to die, discover that I had
> not lived. - Henry David Thoreau
>
> To know me better follow this trail http://www.himvani.com/maverick
>
Hi
A friend of mine is looking for some information on Child Welfare
Committees. It will help if somebody in the group can guide us on
that,
with regards
Varun
Hi Varun,
Can you pls find out and tell me the contact address and details of
all Child Welfare Committees (CWCs) in Himachal Pradesh?
CWCs are constituted in each district according to Juvenile Justice
Act for decision making on cases of children in need of care and
protection.
Any organization working with children should be able to give this info.
I'm hopeful you can help me find out the above addresses.
Thanks
Anjali
No virus found in this outgoing message.
Checked by AVG.
Version: 7.5.549 / Virus Database: 270.8.5/1763 - Release Date:
11/2/2008 7:08 PM
--
Varun Rattan Singh
+91 98160 76772
I went into the woods because I wanted to live deliberately. I wanted
to live deep and suck out all the marrow of life... to put to rout all
that was not life; and not, when I came to die, discover that I had
not lived. - Henry David Thoreau
To know me better follow this trail http://www.himvani.com/maverick
--- On Thu, 24/10/08, Aditi Tours And Travels Pvt Ltd <aditi.tt@...> wrote:
My small gift to you . I dont know whether u'll get bonus for this Diwali, SPEND AS MUCH YOU CAN, WITH THIS!!!! HERE'S MY ADVANCE SPECIAL DIWALI GIFTFOR
YOU ONLY J
No Formalities pls (No Need to send thanks mail )
-- Mr.Jitendra Gupta (Chairman) Aditi Tours And Travels Pvt.Ltd.( IATA )( IAAI ), ISO (9001:2000) certified company. 7/4-Shivaji Nagar,Kherwadi,Station Road, Bandra (east),Mumbai : 400051. Tel.no :- 26474000 ( 7 lines ) {24x7} Fax.no:- 26474008 E-mail ID:aditi.tt@gmail.com Website:www.adititravels..com new company ADITI HOLIDAYS. Package Tours & Hotel Reservations. E-mail ID:aditiholidays@...
This is what happens when you are a bachelor! married people take
advantage of you and make you do things that you just don't want to do.
That apart, I hope everyone here had a great diwali, and has a great
year ahead.
~Neet
--- In Shimlahangout@..., "Viplav Khoda" <viplav@...> wrote:
>
>
> Diwali...for grown up is that time of the year when u sit at home eat
> sweets and sleep all day, not to be confused with Sunday when u eat and
> sleep all day, no sweets, unless u r really lucky
>
>
>
>
> That was not to be for me, I was asked to be in office, since my boss
> was unusually polite ,so I thought what the hell, I will be there.
> Amazingly, there was no usual mara mari in the trains, buses were
> relatively off time but it was ok, so I reached office, full two hrs
> after leaving home. In office mein booor ho raha tha, so decided to do
> what I usually do at office...time pass, no actually I searched British
> libraries for old shimla pics. And this post is about that, and not how
> my diwali got spoiled.
>
>
>
>
> And why British libraries, you ask...well I dont think my great grand
> father or even his father ever saw a camera, it was Britishers who had
> cameras thats y.
>
> But what I found was something I never expected.Most amazing pics of
> Shimla i ever have ever seen.Like this one, the general view of shimla,
> I never know shimla was not mess once, I never ever could actually get
> my hand on any pic of shimla where there was no concrete jungle below
> mall. Or this one, near church, so many people(all firangis) and church
> looks like old khander (and we spend a fortune for its upkeep). Take a
> look http://0177.blogspot.com <http://0177.blogspot.com/>
>
>
>
>
> and if u got some old, really really old pics do mail me
> viplav@...
>
Diwali...for grown up is that time of
the year when u sit at home eat sweets and sleep all day, not to be confused with Sunday when u eat and sleep all day,
no sweets, unless u r really lucky
That was not to be for me, I was asked
to be in office, since my boss was unusually polite ,so I
thought what the hell, I will be there. Amazingly, there was no usual
mara mari in the trains,
buses were relatively off time but it was ok, so I reached office,
full two hrs after leaving home. In office mein booor ho raha tha, so decided to do
what I usually do at office...time pass, no actually I searched
British libraries for old shimla pics. And this post is about that,
and not how my diwali got spoiled.
And
why British libraries, you ask...well I dont think my great grand
father or even his father ever saw a camera, it was Britishers who
had cameras thats y.
But
what I found was something I never expected.Most amazing pics of Shimla i ever have ever seen.Like this one, the
general view of shimla, I never know shimla was not mess once, I
never ever could actually get my hand on any pic of shimla where
there was no concrete jungle below mall. Or this one, near church, so
many people(all firangis) and church looks like old khander
(and we spend a fortune for its upkeep). Take a look http://0177.blogspot.com
and if u got some old, really really old pics do mail me viplav@...
China milk poisoning incidents make everyone afraid to look at the daily news report. Everyday, the reports are changing. No one can clearly tell us what to eat and not to eat. 1.What really is poisoned milk?
It is the milk powder mixed with "MELAMINE"
What is Melamine use for?
It is an industrial chemical use in the production of melawares.
It is also used in home decoration. "US resistant board"
Do you understand! Melamine is use in industrial production! It cannot be eaten.
2.Why is Melamine added in milk
powder? The most important nutrient in milk is protein. And Melamine has the same protein that contains "NITROGEN"
Adding Melamine in milk reduces milk content and it is cheaper then milk so it lowers capitalization. It can give the business man more profit! Below is Melamine. Doesn't it look like milk? It doesn't have any smell, so cannot be detected.
3.When was it discovered? Year 2007!! US cats and dogs died suddenly, they found that pet food from China contains Melamine.
Starting 2008, In China , an abnormal increase in infant cases of kidney stones.
August 2008 China Sanlu Milk Powder tested with Melamine
Sept. 2008 - New Zealand gov't ask China to check this problem Sept. 21, 2008 - Lots of food products in Taiwan tested with Melamine
4.What happens when Melamine is digested? Melamine remains inside the kidney. It forms into stones blocking the tubes. Pain will be eminent and person cannot urinate. Kidney will then swell. Although surgery can remove the stones, but it will cause irreversible kidney damage. It can lead to loss
of kidney function and will require kidney dialysis or lead to death because of uremia.
What is dialysis?
In fact, it should be called "blood washing". It is filtering all of the body's blood into a machine and then go back to the body.
The whole process takes 4 hours and it is necessary to dialysis once for every 3 days for the rest of your life.
Here is a dialysis center
Large dialysis center
A small hole is required in the arm to insert the sub-dialysis catheter.
Why is it more serious in babies?
Because the kidney is very small and they drink a lot of milk powder.
Here is a baby undergoing dialysis.
China currenty has 13,000 infants hospitalized
It does not matter how much a human being took Melamine. The important point is "It cannot be EATEN!"
5.What are the foods to be avoided?
Foods that contain dairy products should be avoided.
Remember: Foods with creamer or milk should be avoided. 6.Which companies are affected? Hereunder are the companies affected with Melamine.
7.What do we do next?
Avoid the above foods for at least six months.
If you have snack bar, restaurant or coffee shops, Stop selling dairy products for the meantime.
If you have infants at
home, change to mother's milk or find other substitutes.
Finally, share this information with friends so they will understand the risk of milk poisoning.
China milk poisoning incidents make everyone afraid to look at the daily news report. Everyday, the reports are changing. No one can clearly tell us what to eat and not to eat. 1.What really is poisoned milk?
It is the milk powder mixed with "MELAMINE"
What is Melamine use for?
It is an industrial chemical use in the production of melawares.
It is also used in home decoration. "US resistant board"
Do you understand! Melamine is use in industrial production! It cannot be eaten.
2.Why is Melamine added in milk
powder? The most important nutrient in milk is protein. And Melamine has the same protein that contains "NITROGEN"
Adding Melamine in milk reduces milk content and it is cheaper then milk so it lowers capitalization. It can give the business man more profit! Below is Melamine. Doesn't it look like milk? It doesn't have any smell, so cannot be detected.
3.When was it discovered? Year 2007!! US cats and dogs died suddenly, they found that pet food from China contains Melamine.
Starting 2008, In China , an abnormal increase in infant cases of kidney stones.
August 2008 China Sanlu Milk Powder tested with Melamine
Sept. 2008 - New Zealand gov't ask China to check this problem Sept. 21, 2008 - Lots of food products in Taiwan tested with Melamine
4.What happens when Melamine is digested? Melamine remains inside the kidney. It forms into stones blocking the tubes. Pain will be eminent and person cannot urinate. Kidney will then swell. Although surgery can remove the stones, but it will cause irreversible kidney damage. It can lead to loss
of kidney function and will require kidney dialysis or lead to death because of uremia.
What is dialysis?
In fact, it should be called "blood washing". It is filtering all of the body's blood into a machine and then go back to the body.
The whole process takes 4 hours and it is necessary to dialysis once for every 3 days for the rest of your life.
Here is a dialysis center
Large dialysis center
A small hole is required in the arm to insert the sub-dialysis catheter.
Why is it more serious in babies?
Because the kidney is very small and they drink a lot of milk powder.
Here is a baby undergoing dialysis.
China currenty has 13,000 infants hospitalized
It does not matter how much a human being took Melamine. The important point is "It cannot be EATEN!"
5.What are the foods to be avoided?
Foods that contain dairy products should be avoided.
Remember: Foods with creamer or milk should be avoided. 6.Which companies are affected? Hereunder are the companies affected with Melamine.
7.What do we do next?
Avoid the above foods for at least six months.
If you have snack bar, restaurant or coffee shops, Stop selling dairy products for the meantime.
If you have infants at
home, change to mother's milk or find other substitutes.
Finally, share this information with friends so they will understand the risk of milk poisoning.
--- On Thu, 24/10/08, Aditi Tours And Travels Pvt Ltd <aditi.tt@...> wrote:
My small gift to you . I dont know whether u'll get bonus for this Diwali, SPEND AS MUCH YOU CAN, WITH THIS!!!! HERE'S MY ADVANCE SPECIAL DIWALI GIFTFOR
YOU ONLY J
No Formalities pls (No Need to send thanks mail )
-- Mr.Jitendra Gupta (Chairman) Aditi Tours And Travels Pvt.Ltd.( IATA )( IAAI ), ISO (9001:2000) certified company. 7/4-Shivaji Nagar,Kherwadi,Station Road, Bandra (east),Mumbai : 400051. Tel.no :- 26474000 ( 7 lines ) {24x7} Fax.no:- 26474008 E-mail ID:aditi.tt@gmail.com Website:www.adititravels..com new company ADITI HOLIDAYS. Package Tours & Hotel Reservations. E-mail ID:aditiholidays@...
hello i am pankaj doing mba from gurukulbut i m from paonta sahib the guru nagri n im searching a life long good friend. do me a favour to show my frnd ship. Thankyou n bye to all of u
--- On Sun, 24/8/08, Manoj Chauhan <manojchauhan34@ yahoo.com> wrote:
Twenty years ago, I drove a cab for a living. It was a cowboy's life, a life for someone who wanted no boss. What I didn't realize was that it was also a ministry.
Because I drove the night shift, my cab became a moving confessional. Passengers climbed in, sat behind me in total anonymity, and told me about their lives. I encountered people whose lives amazed me, ennobled me, made me laugh and weep.
But none touched me more than a woman I picked up late one August night. I was responding to a call from a small brick fourplex in a quiet part of town. I assumed I was being sent to pick up some partiers, or someone who had just had a fight with a lover, or a worker heading to an early shift at some factory for the industrial part of town.
When I arrived at 2:30 a.m., the building was dark except for a single light in a ground floor window. Under these circumstances, many drivers would just honk once or twice, wait a minute, then drive away. But I had seen too many impoverished people who depended on taxis as their only means of transportation. Unless a situation smelled of danger, I always went to the door. This passenger might be someone who needs my assistance, I reasoned to myself. So I walked to the door and knocked. "Just a minute", answered a frail, elderly voice. I could hear something being dragged across the floor. After a long pause, the door opened. A small woman in her 80s stood before me. She was wearing a print dress and a pillbox hat with a veil pinned on it, like somebody out of a 1940s movie.
By her side was a small nylon suitcase. The apartment looked as if no one had lived in it for years. All the furniture was covered with sheets. There were no clocks on the walls, no knickknacks or utensils on the counters. In the corner was a cardboard box filled with photos and glassware.
"Would you carry my bag out to the car?" she said. I took the suitcase to the cab, then returned to assist the woman. She took my arm and we walked slowly toward the curb. She kept thanking me for my kindness. "It's nothing", I told her. "I just try to treat my passengers the way I would want my mother treated".
"Oh, you're such a good boy", she said. When we got in the cab, she gave me and address, then asked, "Could you drive through downtown?"
"It's not the shortest way," I answered quickly. "Oh, I don't mind," she said. "I'm in no hurry. I'm on my way to a hospice".
I looked in the rearview mirror. Her eyes were glistening. "I don't have any family left," she continued. "The doctor says I don't have very long." I quietly reached over and shut off the meter. "What route would you like me to take?" I asked.
For the next two hours, we drove through the city. She showed me the building where she had once worked as an elevator operator. We drove through the neighborhood where she and her husband had lived when they were newlyweds. She had me pull up in front of a furniture warehouse that had once been a ballroom where she had gone dancing as a girl. Sometimes she'd ask me to slow in front of a particular building or corner and would sit staring into the darkness, saying nothing. As the first hint of sun was creasing the horizon, she suddenly said, "I'm tired. Let's go now."
We drove in silence to the address she had given me. It was a low building, like a small convalescent home, with a driveway that passed under a portico. Two orderlies came out to the cab as soon as we pulled up. They were solicitous and intent, watching her every move. They must have been expecting her.
I opened the trunk and took the small suitcase to the door. The woman was already seated in a wheelchair.
"How much do I owe you?" she asked, reaching into her purse. "Nothing," I said.
"You have to make a living," she answered. "There are other passengers," I responded. Almost without thinking, I bent and gave her a hug. She held onto me tightly.
"You gave an old woman a little moment of joy," she said. "Thank you." I squeezed her hand, then walked into the dim morning light. Behind me, a door shut. It was the sound of the closing of a life. I didn't pick up any more passengers that shift. I drove aimlessly, lost in thought. For the rest of that day, I could hardly talk. What if that woman had gotten an angry driver, or one who was impatient to end his shift? What if I had refused to take the run, or had honked once, then driven away?
On a quick review, I don't think that I have done anything more important in my life. We're conditioned to think that our lives revolve around great moments. But great moments often catch us unaware-beautifully wrapped in what others may consider a small one.
People may not remember exactly what you did, or what you said, but they will always remember how you made them feel.
[If you liked this story, please reply & say so.]
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hello i am pankaj doing mba from gurukulbut i m from paonta sahib the guru nagri n im searching a life long good friend. do me a favour to show my frnd ship. Thankyou n bye to all of u
--- On Sun, 24/8/08, Manoj Chauhan <manojchauhan34@ yahoo.com> wrote:
hello i am pankaj doing mba from gurukulbut i m from paonta sahib the guru nagri n im searching a life long good friend. do me a favour to show my frnd ship. Thankyou n bye to all of u
--- On Sun, 24/8/08, Manoj Chauhan <manojchauhan34@ yahoo.com> wrote:
----- Original Message ---- From: Anamika Jyothi <anamika_jyothi@...> To: Shimlahangout@... Sent: Saturday, 11 October, 2008 7:25:58 PM Subject: Re: Shimla - Newsletter Anyone from Kullu ???
Hai, wish u a nice n happy journey to Kullu n u r one of d luckiest persons who could visit der. God bless u .
--- On Thu, 10/9/08, Varun Rattan Singh <varun.ratan@ himvani.com> wrote:
From: Varun Rattan Singh <varun.ratan@ himvani.com> Subject: Shimla - Newsletter Anyone from Kullu ??? To: himvani@yahoogroups .com, Shimlahangout@ yahoogroups. co.in, apnahimachal@ yahoogroups. com Date: Thursday, October 9, 2008, 6:45 AM
Hi,
I am travelling to Kullu this weekend. Will be there on 12th and 13th. Would like to meet members of this group there. Kindly let me know if it is possible for you to spare some time for a coffee.
Hai, wish u a nice n happy journey to Kullu n u r one of d luckiest persons who could visit der. God bless u .
--- On Thu, 10/9/08, Varun Rattan Singh <varun.ratan@...> wrote:
From: Varun Rattan Singh <varun.ratan@...> Subject: Shimla - Newsletter Anyone from Kullu ??? To: himvani@yahoogroups.com, Shimlahangout@..., apnahimachal@yahoogroups.com Date: Thursday, October 9, 2008, 6:45 AM
Hi,
I am travelling to Kullu this weekend. Will be there on 12th and 13th. Would like to meet members of this group there. Kindly let me know if it is possible for you to spare some time for a coffee.
It
is an age old belief that Goddess Lakshmi visits well decorated homes
during Diwali to bless and help devotees prosper. So people who observe
the festival decorate their homes the best way they can. Illumination
and fireworks are synonymous to Diwali. There are various other aspects
which are related to Diwali and Rangoli is one of them.
It
is said that there is no better way to welcome the Goddess than
decorating homes with intricate designs on the floor. The Rangoli
powder gains much importance during the festival. Colors are carefully
chosen and artistic designs drawn. Sometimes the art is not confined to
Rangoli powder alone. Sand, rice, mustard and sometimes flower petals
are also used in drawing out Rangoli patterns. Having its origin in
India the designs are very much Indian and there is no scope for modern
art and least of all during auspicious occasions.
The
designs are mostly circular with drawings that take shape within the
circle. The circle denotes the endlessness of time. Celestial bodies
like the sun, moon, zodiac signs, figurines and flowers are a common
theme for Rangoli patterns. The lotus flower which symbolizes Goddess
Lakshmi's seat is also considered auspicious. Read more on This Diwali - Color it up with Rangoli
I am travelling to Kullu this weekend. Will be there on 12th and 13th. Would like to meet members of this group there. Kindly let me know if it is possible for you to spare some time for a coffee.
Starts with a spam :
A) You receive an email from an unknown address with an enticing subject line,
like 'Pakistan missiles attack India' or ‘Britney new Video’ etc , with an
attachment that supposedly includes a news story. You open the file. Instead of
a news story, a piece of malicious software gets secretly installed itself on
your computer.
B) Another category of mails can be those that may tell you that your account is
about to get closed, or ironically warn you that someone appears to have stolen
your identity, or even say that someone has opened a fraudulent account using
your name.
And to get immediate redressal, you are supposed to click on the link attached /
pasted in the mail and provide some basic account information to verify your
identity and then give further details to get everything cleared up. And
remember, these messages can follow any route: email, instant messaging, SMS or
social networking sites (the latest platform).The emails may actually look like
a genuine message from your bank, financial institution or a popular online
portal.
Passwords get logged :
The software absorbs the PC into a botnet, a network of infected computers doing
the bidding of a cyber criminal, begins sending spam; you don't notice, other
than thinking that PC is slowing. But that is only the smallest part of the
game. The software also logs your keystrokes without your knowledge. This means
they save your passwords and other personal information.
Swoops on your bank :
So, next time when you visit your bank's website and type your username and
password, the software sends them to cyber criminals. The criminal uses this
stolen account, username and password to log into your online banking account
and makes merry.
Also, always check the URL of your bank's website. Fraudsters can lure you to
enter your user ID and password at a fake website that resembles your bank. If
you see anything other than the bank's genuine URL, it has to be fake. Remember
genuine websites use encryption technologies. Any website using encryption will
have httpsinstead of http.
So, never select the option on browser that stores or retains username and
password. As it can easily be cracked by cyber criminals. Also, never paste your
password, always type it in. This little amount of `finger exercise' will go a
long way in safety.
How money is transferred :
Money is transferred from your account to the account of 'assistants' who work
for companies that could be fronts from the criminals. The assistant, a so
called money mule, gets an email saying the money has been credited in his or
her bank account.
The mule withdraws the cash and wires the money and takes out his commission.
After this money is sent back to the 'employer'. The criminal, often on the
other side of the globe, picks up the cash. Remember, the `famous' Nigerian
scam.
Evil kits :
A small number of malicious "toolkits" -- bundles of exploits allow criminals to
customise their own scams and attacks. Crooks use phishing messages to try and
steal personal and financial information by tricking people into entering
private information into bogus websites that look like the sites of legitimate
brands such as banks or popular retailers. Such toolkits cost between $300 to
$800.
A widely available toolkit in 2007 -- called MPack developed by Russian hackers
is sold online for $1,000 and allows users to launch attacks in Web browsers
against people who surf on malicious or compromised sites.
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